The MOST Important Word When it Comes to Investing

There are lots of words associated with investing… diversification, time, growth, income, risk, etc. However, there’s one word that is the standout when it comes to getting results – FEES. The best way for most investors to maximise their returns over the long term lies in minimising fees. The fact is, the less you pay […]

I’m on a mission to help everyday Australians take control of their financial futures and get on the path to the financial freedom they deserve. Together with Amanda Gleeson from Compari Finance, I’m putting on a free event later this month and I’m looking for a certain type of person to attend… I’m looking for […]

Life is all about choices and when it comes to things financial, many Australians are choosing to pay more than they need to… are you one them? If so, what will it cost you down the track? In my almost two decades in the financial services industry, I’ve seen the damage done by these choices […]

Everyone who watches the news would be aware of the struggles that retirees face in Australia. It’s not all cruise ships and never-ending holidays. It’s tough… retirement is daunting. Work for 40 plus years to one day stop working, but then have to manage your retirement savings to make sure they are going to last […]

One of the great experiences of being a financial adviser is when you can create change in the financial futures of an entire family. That’s what has happened recently with the Broad* family. I initially met with Stephen and Sue earlier in the year as they wanted some help with what to do with their […]

I was asked recently about how financial advice helps people and so I thought I would start sharing a few examples of how the advice process works and how it helps people… Matt* and Megan* came to see me recently after attending a seminar I held. Matt works full time in mining and Megan works […]

“Things seem to be going okay”. These are the most dangerous words I hear people say when it comes to their financial future. When it comes to things like superannuation and investments, the most important question you need to consider when evaluating them is, “compared to what?”. Feeling like things are going okay is no […]

Can you answer these questions? What interest rate are you paying on your mortgage? What fees are you paying on your mortgage? What admin fees are you paying on your super? What investment fees are you paying on your super? If you’re paying for financial advice, how much does it cost you each year?   […]

3 MINUTE READ The simple fact is that there are too many self-managed super funds in the hands of people who don’t need one or don’t know how to manage a self-managed super fund. Self-managed super funds are being sold to people on the following basis: CONTROL. However, that control comes at a cost… accountants, […]

3 MINUTE READ.There’s one really easy way to do it that you may not have paid enough attention to… There’s one really easy way to do it that you may not have paid enough attention to… pay less for the things you pay for. If you can do this, you’ll be creating savings with no […]