How you pay for financial advice matters!
Don’t take my word for it… there is a group called Super Consumers Australia (SCA) who are “the people’s advocate in the superannuation sector”. They “work hard to keep the super industry accountable and fair.” They’ve recently partnered up with CHOICE, Australia’s leading consumer advocacy group. One of the targets of SCA are the conflicts […]
I have been reading and learning about all things financial since I was a teenager. I then spent several years completing a double degree, post-graduate studies in financial planning, and other varied financial qualifications. Along the way, I’ve easily read over 100 books and thousands of articles and pieces of research. This is my best […]
When I was growing up, a million dollars could set you up for life. While a million dollars doesn’t quite go as far as it used to, being a millionaire is still the exception rather than the rule. There are lots of millionaires in Australia, so chances are there are a few living near you. […]
How Much You Save Being able to save some of your income is the NUMBER ONE determining factor in how financially successful you will be! The only way you can get ahead financially is to save. What you can turn those savings into then depends on what you do with the money, but if you’re […]
Showing people on normal incomes how to become rich is my passion! But what do I mean by rich? I mean creating the wealth needed to sustain the lifestyle you enjoy. I’ve seen so many people over the years reach the age of 55 or 60 and then seek out financial advice. While there’s still […]
Here’s hoping 2021 is a great year! 2020 was interesting to say the least! I hope you and your loved ones are able to enjoy a wonderful Christmas, thankful for the situation we find ourselves in here in Australia. It wasn’t all smooth sailing, but we could hardly have hoped to be ending 2020 in […]
It’s the time of year when you’ll often see or hear parts of Charles Dickens’ A Christmas Carol and the story of his ghosts of Christmas past, present and future. It’s a story that could easily be adapted to your financial life, so let’s see how each of these “ghosts” can help you create a […]
I’m often surprised at the level of fear people have about getting financial advice. I guess in some ways it’s a bit like going to the doctor… people fear getting bad news. Many people know they are not really doing what they need to do and sometimes it’s easier to just keep kicking the can […]
2020 has been one crazy year and it’s still got a little way to go yet. When it comes to investing, both inside and outside superannuation, 2020 has been another case of proving just how costly it is to panic. In the early days of the pandemic in March, sharemarkets around the world suffered a […]
80% of Australians don’t have enough money to fund their retirements Half of all single people retire with assets valued at less than $100,000 95% of all Australians never achieve financial independence Sadly, by the time most Australians realise they’re not going to have enough money to retire the way they would have liked, it’s […]