Make 2021 the year you start getting rich…slowly

Showing people on normal incomes how to become rich is my passion! But what do I mean by rich? I mean creating the wealth needed to sustain the lifestyle you enjoy. I’ve seen so many people over the years reach the age of 55 or 60 and then seek out financial advice. While there’s still […]

I’m often surprised at the level of fear people have about getting financial advice. I guess in some ways it’s a bit like going to the doctor… people fear getting bad news. Many people know they are not really doing what they need to do and sometimes it’s easier to just keep kicking the can […]

2020 has been one crazy year and it’s still got a little way to go yet. When it comes to investing, both inside and outside superannuation, 2020 has been another case of proving just how costly it is to panic. In the early days of the pandemic in March, sharemarkets around the world suffered a […]

80% of Australians don’t have enough money to fund their retirements Half of all single people retire with assets valued at less than $100,000 95% of all Australians never achieve financial independence Sadly, by the time most Australians realise they’re not going to have enough money to retire the way they would have liked, it’s […]

For most of us, the biggest financial enemy we face is inertia. Inertia is a tendency to do nothing or to remain unchanged and when it comes to our money, it can have a massive impact on what our lives are going to look like in the future. Think about the big pieces of your […]

Do you try to squeeze (or roll?) every bit of toothpaste out of the tube to get the most for your money? I think most people do this. Waste not, want not. It’s possibly fair to say that many people put more effort into managing their toothpaste than they do on having a financial plan […]

Is it possible you’re one of the money G.I.A.N.T.S? Money G.I.A.N.T.S  are people with Good Income And Nothing To Show. It may be more likely that rather than nothing to show, you simply don’t have as much as you should for all your years of hard work up until this point. Let’s dig a little […]

As you get older, you increasingly think more about the future. Retirement is one of those things that people start to think more about as they get older. While thinking about it is great, planning for it at the same time is even better! Most of us are often in a state of cruise control […]

Money makes the world go round… or so the saying goes. I’d argue there is one thing far more valuable than money – time! When it comes to your money, it’s something you have to work for. You give your time for money. It’s an eye-opener to start to think about how much time is […]

With January having now drawn to a close, I’m interested in how much money you’ve lost. If you’ve had a look at your super or paid any attention to the stockmarket so far this year, you’re probably thinking you haven’t lost any money at all because everything’s been going up very nicely, but the question […]