The only thing to fear is fear itself!
I’m often surprised at the level of fear people have about getting financial advice. I guess in some ways it’s a bit like going to the doctor… people fear getting bad news. Many people know they are not really doing what they need to do and sometimes it’s easier to just keep kicking the can […]
80% of Australians don’t have enough money to fund their retirements Half of all single people retire with assets valued at less than $100,000 95% of all Australians never achieve financial independence Sadly, by the time most Australians realise they’re not going to have enough money to retire the way they would have liked, it’s […]
For a few months now, we’ve been hearing about Victoria and a roadmap out of their coronavirus second wave. It has only been recently that the roadmap has started to take shape. They had to first get on top of the problem before they could start to think about the pathway out. What’s interesting to […]
There is a period before and after retirement called the retirement risk zone… it’s a dangerous place! It is typically considered to be the 5 years either side of retirement. This decade is when most people’s retirement savings reach their peak and start being accessed. Often people work hard to squirrel away as much as […]
Are you a retiree? Perhaps you’re nearing retirement or maybe you’re simply ready to start seriously planning for your retirement. If so, can you answer this one vital question? Do you really know how the fees on your retirement savings compare with what else is out there? Why is this question so vital? Because a […]
Last week I compared how you could pay for financial advice… this week, I’ll compare how you can pay for your superannuation. Why would we do this? Well, your super is going to be the backbone of your retirement savings, it’s compulsory and it’s the best tax break in town. If you haven’t been paying […]
It’s amazing how a few weeks can feel like a few months… It feels as though we’ve been living through this coronavirus nightmare for a long time already! I’ve been working in financial services since 2002, so I’ve seen a few financial crises during those two decades and in that time, I’ve learnt a lot. […]
In my years of experience of helping people with money, there is one big question that stands out as the one that people really want the answer to: How do I not run out of money? People don’t necessarily ask me that question in those exact words, but when you combine all their questions, they […]
Are you a retiree or nearing retirement? (You might also know someone in that boat who would benefit from reading this.) If so, you’ve spent your entire working life hoping to get to this point… the point in your life when you can afford to stop working. You may have a problem though, and you […]
Life is all about choices and when it comes to things financial, many Australians are choosing to pay more than they need to… are you one them? If so, what will it cost you down the track? In my almost two decades in the financial services industry, I’ve seen the damage done by these choices […]