Do you want to be normal?
80% of Australians don’t have enough money to fund their retirements Half of all single people retire with assets valued at less than $100,000 95% of all Australians never achieve financial independence Sadly, by the time most Australians realise they’re not going to have enough money to retire the way they would have liked, it’s […]
For a few months now, we’ve been hearing about Victoria and a roadmap out of their coronavirus second wave. It has only been recently that the roadmap has started to take shape. They had to first get on top of the problem before they could start to think about the pathway out. What’s interesting to […]
There is a period before and after retirement called the retirement risk zone… it’s a dangerous place! It is typically considered to be the 5 years either side of retirement. This decade is when most people’s retirement savings reach their peak and start being accessed. Often people work hard to squirrel away as much as […]
Here’s a statistic that will likely surprise most people: Chant West has found that the median growth fund in superannuation lost only 0.5% in the 2019/20 financial year. To me, that’s the equivalent of breaking even! Admittedly, it was a rollercoaster ride through last financial year. Chant West’s research found growth funds gained 6.4% in […]
Are you a retiree? Perhaps you’re nearing retirement or maybe you’re simply ready to start seriously planning for your retirement. If so, can you answer this one vital question? Do you really know how the fees on your retirement savings compare with what else is out there? Why is this question so vital? Because a […]
Last week I compared how you could pay for financial advice… this week, I’ll compare how you can pay for your superannuation. Why would we do this? Well, your super is going to be the backbone of your retirement savings, it’s compulsory and it’s the best tax break in town. If you haven’t been paying […]
Fuel prices are one of those things that are always in the news. And they’ve been quite topical of late with tumbling oil prices and fuel now at prices not seen for decades! Petrol, diesel, regardless which fuel powers you from A to B, fuel prices are one of those things we are always sensitive […]
Keep reading to find out how you can save 30%! All of us are living different lives but we also have many things in common. When it comes to money there are a few key things we all need to be on top of: Know where your money is going One of the traps many […]
There are lots of words associated with investing… diversification, time, growth, income, risk, etc. However, there’s one word that is the standout when it comes to getting results – FEES. The best way for most investors to maximise their returns over the long term lies in minimising fees. The fact is, the less you pay […]
In my years of experience of helping people with money, there is one big question that stands out as the one that people really want the answer to: How do I not run out of money? People don’t necessarily ask me that question in those exact words, but when you combine all their questions, they […]