Imagine you wanted to make the greatest dish you’ll ever serve in your life… what would you need to make sure it was a success? You’d need a recipe, high quality ingredients and time.

Cooking up a successful financial future needs exactly the same things.

RECIPE: Just like the classic dishes we all know and love, there are time-tested and proven ways to manage money that will deliver results for anyone prepared to follow the recipe. When it comes to money, most people are throwing all their ingredients in a bowl and hoping they somehow come together. Are you following a recipe when it comes to managing your money?

HIGH QUALITY INGREDIENTS: Watch any ‘foodie’ show on TV or go to any nice restaurant in town and you’ll see they often use only a few ingredients, just great quality ones treated with the respect they deserve. You’ve got the starting ingredient when it comes to money – an income. The next step is to find some savings (even if it’s just a little to get started), then mix in a high quality super fund, smart and diversified investments, value-for-money mortgage and insurances and all of a sudden you have the best ingredients to start putting together your recipe. How confident are you that your ingredients are worthy of what you’re wanting to serve up later in life for you and your family?

TIME: You’ll no doubt have seen how cooking shows on TV use time pressure to make things dramatic, “5, 4, 3, 2, 1!”. If you had one chance to cook for your life, how much time and preparation would you put into it? Your financial future is no different. The sooner you start working on this, the better. The more time you have to prepare and work with, the better your results will be. Most Australians wake up at 55 and the alarm bells go off. That’s why most people who get financial advice are 55 or over. My mission is to work with as many people as possible in their 30s and 40s in particular, because they have the time to use the recipe and the ingredients and create a dish worthy of a financial master chef. How long will you wait before you get cracking?

The point is that when it comes to cooking, if we want to cook well we follow the process that works. When it comes to money, common sense often goes out the window whilst fear, ignorance and procrastination stop people getting the results they deserve.

If you’ve got the time, then together we can find the right recipe and the best ingredients for your success.

Cheers,

Daniel