Every year, millions of people start the New Year with a resolution. Many do it every year and many of them make the same resolution year after year… this year they really mean it!

The top three resolutions are getting fit, losing weight and spending less.

We have a problem though! In general, people don’t keep their resolutions. Sometimes this is because they don’t have the willpower. However, it’s often because people make a resolution they would love to keep but simply don’t know how to achieve it.

That is often the case when it comes to financial resolutions. In terms of spending less, many people don’t know where their money is going in the first place. That makes it difficult to get on top of spending. And even for those who manage to save, they often don’t know what to do with it. They’ve never been taught the strategies they need to know to make the most of their money and their savings.

To prove the point of how people struggle to get on top of their money, the biggest regret of people over the age of 65 is that they didn’t save enough for retirement.

What needs to change is financial education. Where did you get yours? You probably finished school and possibly went on to study at uni or TAFE or did an apprenticeship. These avenues prepared you for earning an income. But have you ever been educated on what to do with that income?

We all have hopes and dreams and they become a lot easier to live out if you can afford them. So why not invest a small amount in getting the financial advice you need to enable you to grow and protect your money so you can live out those dreams?

There are lots of businesses in the financial services industry trying to part you with your money to buy their products. The easiest way to know what to buy is to know how the system works and that starts with getting the information you need for making confident and informed financial decisions.

At Wealth Train, we’re empowering people across Australia to take control of their financial future.

This New Year, resolve to be the one with the knowledge to get the best outcome for YOU!

Once you’ve got the knowledge, you’ll have the perspective. Once you have the perspective, making good financial decisions becomes easy!

Cheers,

Daniel