Grab a pen and make up your own mind…

Too many people will sell themselves short when it comes to having the financial future they want because they simply don’t know what to do nor who to trust for help. As a consequence, they never get around to doing what needs to be done. Often, the hardest part is acknowledging where they really are […]

With January having now drawn to a close, I’m interested in how much money you’ve lost. If you’ve had a look at your super or paid any attention to the stockmarket so far this year, you’re probably thinking you haven’t lost any money at all because everything’s been going up very nicely, but the question […]

Keep reading to find out how you can save 30%! All of us are living different lives but we also have many things in common. When it comes to money there are a few key things we all need to be on top of: Know where your money is going One of the traps many […]

Do you ever feel like you should be further ahead when it comes to your finances? It’s probably the most common thing people say when I first meet them. There’s almost a feeling of embarrassment that they don’t have more to show for all the money that’s passed through their hands. And yet, I see […]

You may never have realised it, but as you’ve gone through life you’ve been predicting the future along the way… and in many cases, you’ve probably been quite good at it. Think about it for a moment… When you choose to go out somewhere, you would normally be doing so because you’re predicting you’ll have […]

It’s the time of year when you’ll often see or hear parts of Charles Dickens’ A Christmas Carol and the story of his ghosts of Christmas past, present and future. It’s a story that could easily be adapted to your financial life, so let’s see how each of these “ghosts” can help you create a […]

Everyone knows about new year’s resolutions, you know… the resolutions everyone makes and hardly anyone keeps… studies put the number of those who keep their resolutions at around 8%! If you’re like most people, you probably had some nice ideas of what you’d like to do with money through 2019. Did you do what you hoped […]

In my years of experience of helping people with money, there is one big question that stands out as the one that people really want the answer to: How do I not run out of money? People don’t necessarily ask me that question in those exact words, but when you combine all their questions, they […]

Are you a retiree or nearing retirement? (You might also know someone in that boat who would benefit from reading this.) If so, you’ve spent your entire working life hoping to get to this point… the point in your life when you can afford to stop working. You may have a problem though, and you […]

We all grew up hearing the old saying, “Money doesn’t grow on trees”. What if I were to tell you that’s not true? As the great Warren Buffett has said, “Someone is sitting in the shade today because someone planted a tree a long time ago.” Everyone starts with seeds. The seeds are dollars you […]