How To Become Rich On A Regular Income

Showing people on regular incomes how to become rich is my passion! I’ve seen so many people over the years reach the age of 55 or 60 and then seek out financial advice. It has always pained me to see what might have been, had they got started earlier. The issue: you don’t know what […]

As we enter December, we’re in the home stretch of 2018. Before you wrap things up for the year and clock off for the festive season, I want to challenge you just a little with a couple of questions. In 2018, did you manage your money in a way that is going to IMPROVE your […]

One of my favourite movies is ‘Braveheart’ and one of the memorable speeches in the movie is when William Wallace shouts to his men, just before they fight the much larger English army at the Battle of Stirling Bridge: “Fight and you may die. Run and you’ll live — at least a while. And, dying […]

3 MINUTE READ Everyone loves a nice holiday and we all work hard and deserve a break once in a while. And planning for a holiday is fun, it gives you something to look forward to and a date to aim for. How great is it when you leave work at the end of your […]

3 MINUTE READ Here’s a thought to ponder… The biggest regret of people over the age of 65 is that they didn’t save more money for their retirement. Retirement means no longer working (you don’t retire from life) and the reality is that most people don’t have the money to do all the things they’d […]

One of the common reasons people often give me for not being able to do anything about improving their financial situation is that they don’t have any time available. You need to make time or you’re going to wake up many years from now and wish you had. Don’t leave your future-self hanging out to […]

Here are 5 easy ways to start taking control of your financial situation… remember, money is just a servant, you are the master! Step 1: Review your financial situation The only person responsible for your financial situation is you. Work out where your finances are right now. Write down what assets and debts you have. […]

It’s the time of year when you’ll often see or hear parts of Charles Dickens’ A Christmas Carol and the story of his ghosts of Christmas past, present and future. It’s a story that could easily be adapted to your financial life so let’s see how each of these “ghosts” can help you create a […]

Another Olympic games has just been completed and the world witnessed what most would consider the greatest achievement in athletics (if not sporting) history – Usain Bolt’s Triple Treble (winning gold in the 100m, 200m and 4x100m relay at three successive Olympic games). This was an extraordinary achievement, the likes of which we may never […]

First of all, what is financial independence? It means having enough money to pay your living expenses for the rest of your life without having to work. There are many ways to make this happen, but for most of us it’s going to come about from paying off our mortgage and accumulating enough super and […]