Are you planning to fail?

The importance of having a plan cannot be overstated. We’re now past the halfway point of this calendar year and what have you done so far to make sure you’re not in the same place at the end of the year as you were at the start? If the answer is nothing or very little, […]

Being a parent is, in my opinion, the most wonderful and rewarding thing in life… but not something that comes cheaply. Just buying the milk to keep our three kids in the lifestyle to which they’ve become accustomed (porridge in the morning) seems be a large expense! In 2012, the NATSEM (University of Canberra) Income […]

The biggest regret of Australians who are retired or semi-retired is that they didn’t start saving for retirement earlier, with the majority saying they wished they’d started saving 20 years earlier. It’s too late for them to make a difference and it’s only at that late stage that many realise they will be faced with […]